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& Savings 2 Advice 4 Events 0 Advice search29 Asp ;l 产权保险费:一些谨慎的贷款机构,为了确保房屋产权的完整和清晰,会要求借款人购买产权保险(title
insurance),费用在200-250加元之间。购买私售房产的情况下,银行通常会要求借款人购买产权保险。
l 跳票手续费:如果借款人授权银行每月从指定帐户中收取月供款,而由于该账户余额不足造成银行跳票所收取的费用。按次收取,每次30-150加元不等。
l 贷款续期律师费:贷款到期后做re-finance的时候,需要重新注册债权,由此引起的律师费,通常在700-900元。借款人可以选择使用自己的律师或银行的律师。银行的in-house律师费不一定比自己请律师费用高。例如,TD和First
Canadian Title公司联办的一个项目,手续费只有495加元,但申请人需要符合一定条件。
l 借款人人寿保险费:银行提供的此类保险通常受益人只有一个,那就是银行。一旦借款人发生意外,无法还款,保险公司支付的赔偿将全部用于支付贷款余额。借款人可以选择自己购买人寿保险。
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加拿大主流银行对预批贷款(pre-approval),贷款审批承诺(commitment letter),每年提供贷款对账单(mortgage statement), hFhaloanrateequitymortgage Loan Lt Investment Advice Life Events College Savings Plan Asp Loan Rate Equity Mortgage 房屋贷款r u Loan Rate Equity Mortgage lFhaloanrateequitymortgage Loan Lt Investment Advice Life Events College Savings Plan Asp Loan Rate Equity Mortgage 房屋贷款w v Loan Rate Equity Mortgage